Citizens Knows Business!

Citizens State Bank offers the combination of superior service and quality products for our business customers. All lending decisions are made right here at our banking facility in Norwood Young America. We feel it is a distinct advantage for businesses when they have the opportunity to collaborate directly with our loans officers.

Most of our lending competitors simply ship your loan information off to an impersonal committee in a different city, county, or state. Personal understanding and insight is lost when lending decisions are made "out-of-town".

We are dedicated to creating customer service experiences that inspire our customers to recommend Citizens State Bank to their friends and neighbors. No gimmicks or games. It is no accident that our customers feel valued and respected.