Understanding Your Needs...
Tough economic times highlight the benefits of Citizens State Bank’s style of banking. It is always in your best interest to conduct your banking at a place where you can still see a local banker with whom you can discuss the specifics of your situation. Our bankers have the responsibility and the authority to offer solutions. That’s the only kind of banking we know.
Citizens State Bank provides products, services, and delivery channels that complement our customers’ changing lifestyles. The bank’s offerings have evolved to allow conveniences and to meet the needs of our customers. While we have top-notch technology, we don't let that technology replace personal service customers need.
Our emphasis is on quality bank staff that are always available person to person. The employees at Citizens State Bank listen and provide you with quality advice. You will be presented with options and suggestions for the loan structure that best suits you. We have never lost focus on what is most important – being responsive to our customers who are relying on us.