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100 Years of Thank Yous


June 20, 2014 marks the 100th Anniversary of Citizens State Bank. I am very thankful to be one of all those past and present employees over the span of 100 years who enabled this bank to serve its community and focus on putting our customers first.

The bank was located at 214 Elm Street for the first 70 years. The bank has been at its present location on Faxon Road and US Highway 212 for the past 30 years.

Throughout its history, the owners have held true to the philosophy that the bank is here to make a difference in the everyday lives of the people it serves. The bank has had five owners since its inception. Peter Effertz 1914 – 1930; Albert Kehrer 1930 – 1952; Donald Kehrer 1952 – 1979; Clinton Kurtz and Leonard Lano 1979 – 1999; G. Michael and Paul Pieschel 1999 – present.

The bank’s legacy is one of innovation and stability. I started working at the bank in 1985 and became president in 1999. Only five other people have served as president over the span of 100 years: Peter Effertz, H. G. Lenzen, A. J. Kehrer, D. J. Kehrer, and Clinton Kurtz.

Citizens State Bank provides products, services, and delivery channels which complement our customers’ lifestyles. The bank’s innovative offerings continually evolve to meet the needs of our customers. Convenient access to the bank began with a place to tie off a horse or park a Model T Ford; today, on-line banking and bill pay, mobile banking, smart phone apps, or an ATM are all ways customers can “get to the bank”.  We are proud to provide products and features that set the standard in our marketplace.

While we offer top-notch technology, our customers have always valued a bank that knows and understands them. Our actions reflect the sincere interest we have in each unique customer situation. For 100 years, our employees have emphasized genuine person-to-person connections with our customers.

As a gesture of our appreciation for 100 years of customer support, Citizens State Bank will award $100 per day during the month of June. A lucky customer will be randomly selected for each day of the month. Please stop at the bank during the week of June 16th to help us celebrate. Make sure to visit us on Thursday, June 19th from 11 am – 6 pm for some food and refreshments. 

100 years have gone into shaping a solid frame work that will enable the bank to service customers for many more generations. We respect the confidence our customers place in the bank when they rely on us for advice. Our long-term philosophy creates trust and motivates our customers to refer their neighbors and friends to the bank.

Expressing our sincere Thank You for the first 100 years!


Person to person. Neighbor to neighbor.

100 years of yesterdays, today and many more tomorrows.




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