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Residential Real Estate


First Mortgages - Looking to buy a new home or refinance your existing home? Citizens State Bank has experienced loan officers who can make your home closing a smooth process

Second Mortgages - Citizens State Bank Norwood Young America also offers second mortgages at fixed or variable rates for debt consolidation, home improvement, or other various needs.

Secondary Market Mortgages - We are aligned with the top lenders in the country to provide the most competitive products in the market.

EZ Access Home Equity Line of Credit - Use the equity in your home to do home improvements or borrow for other purposes. Loan is repaid in monthly installments at a variable rate.






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