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Citizens State Bank

Warm Hometown Banking

Curfman Trucking & Repair sign

I opened my first businesses in 1979 and I am in my 41st year of banking with Citizens. In my over 40 years I have witnessed changes at the bank including new employees and even new owners about 20 years ago. Through it all - the warm hometown banking feeling has never changed and the service has not missed a beat.

Citizens is there not only for the ups, but also the downs. All businesses go through cycles, and I trust my bank because they have my back either way. They work their hardest to qualify business proposals. Not all banks make an honest effort with customer requests.

I presented a plan to the bank to sell some of my properties, purchase a lot and construct a new building to relocate operations to the west end of town. Two days later I had the go-ahead to write a purchase agreement and get construction estimates. I was amazed at their ability to make a decision which helped me bring a unique new service to this community.

I recently had a customer who was buying a new dump truck from my West Metro Truck Repair business. I knew it was important that he connect with a solid bank so I told him to call Citizens. They reviewed his request for a $210,000 purchase and gave him a loan proposal that same afternoon.

Everyone is treated well at Citizens. From a long-time local customer to an out-of-town first timer at the bank. Citizens is the hometown bank for me, my family, and our businesses!

- Steve Curfman