Business Banking

EZ Bank Telephone Banking

This easy to use service puts your account information at your fingertips 24 hours a day with a simple telephone call from the comfort of your home or office.

Once you've connected with the EZ Bank Telephone System, the voice prompt will guide you through your call step by step.

You may:

• Check your balances and last deposit or payment
• Verify if a check has cleared
• Transfer funds between accounts
• Transfer funds to make a loan payment
• Change your Personal ID Number

First Time Callers

Have your account number, type of account that you are inquiring about, and the last four digits of your Social Security Number or Tax ID Number that is registered to account as your Security Code. For security reasons, you will be required to change your Security Code to another four digit number of your choice. The voice prompt will guide you in setting up your new Security Code.

All of your Citizens State Bank Norwood Young America information is completely confidential since you choose your own code. You may contact a bank representative for help or additional information during office hours.

EZ Check Photo Business Card

Your personal photo on the front of your EZ Check Business Card provides added security along with the many convenient features of your card. Your EZ Check Business Card is a debit card and can be used to make purchases through you business checking account at any merchant who accepts VISA®.

Gift Cards

Citizens State Bank Gift Cards makes shopping easy for everyone on your gift list!

Recipients can use their Citizens State Bank Gift Card to get almost anything they want, from clothing and electronics to dining out, travel and more. Since Citizens State Bank Gift Cards are prepaid VISA® cards, they're more flexible and convenient than store-brand gift cards.

Features:

• Can be used at millions of locations that accept VISA debit cards, including web sites and phone orders.
• Not limited to a single retailer, location or purchase.
• Safer than cash—card can be replaced for the unused value if lost or stolen.*
• When used, the card balance is immediately reduced by the amount of the purchase.

Gift Cards are available in denominations from $25.00 - $500.00. A fee of $2.00 will be incurred for each Gift Card activated.

* A $15.00 charge will be assessed to replace and transfer the balance of a lost or stolen card.

Main Street Checks

Need to reorder checks? Now you can reorder checks from the convenience of your home anytime, day or night. Simply have your reorder slip available when you click on the Main Street Checks Logo.

Merchant Card Services

In today's fast forward marketplace, convenience is a driving force behind payment choices. Citizens State Bank's expertise and market insight have allowed us to create, for our merchants, flexible payment options for accepting credit and debit card transactions. These enhanced features will reduce risk exposure, lower processing expenses, increase sales, enhance conveniences for customers, and increase customer loyalty.

Our bank offers a wide array of equipment choices which offer merchants a fast, low cost way to authorize and process their credit and debit card sales.